Last updated: 2 October 2026
1. Who we are
Kritagya Capital ("we", "us") is a business funding advisory brand of BM Credit Core Finserv Private Limited (CIN: U66190PN2023PTC222604), operating as Credit Core Finance, with its office at Building E1/Office 3, First Floor, Liberty CHS, North Main Road, Koregaon Park, Pune, Maharashtra 411001. This policy explains how we handle information collected through kritagyacapital.com.
2. Information we collect
- Details you submit in our forms or by call or WhatsApp: name, mobile number, business name, location, turnover, vintage, funding requirement and similar business information.
- Further business or financial documents, only if you choose to share them as part of an engagement.
- Documents you choose to upload through our eligibility checker, such as GST returns, income-tax returns and financial statements, and bank statements.
- Technical information such as pages visited, device and browser details, and the source of your visit, collected through cookies and similar technologies.
3. How we use it
- To respond to your enquiry and assess whether and how we can help.
- To prepare your case and, with your knowledge and consent, discuss it with relevant lenders.
- To improve our website and measure the performance of our advertising.
- Uploaded documents are stored in a private cloud folder and may be reviewed with automated tools, including AI-based tools, to extract figures for pre-screening. Our team checks the results. Documents are not shared with any lender without your consent. Please do not upload Aadhaar or PAN cards unless we ask.
4. Sharing
We do not sell your information. We share business or financial information with a lender only with your knowledge and consent. We may share information with service providers who help us operate (for example, hosting, messaging and analytics tools) and where required by law.
5. Analytics and advertising
We use Google Tag Manager and the Meta Pixel to understand website usage and measure advertising. These tools may set cookies and collect information about your visit. You can control cookies through your browser settings.
6. Storage and retention
Enquiry details are stored using cloud-based tools such as Google Workspace. We keep information for as long as needed to respond to your enquiry, provide our services and meet legal or business record-keeping requirements.
7. Your choices
You may ask us to access, correct or delete the personal information you have given us, or withdraw your consent, by writing to kritagyacapital@gmail.com, subject to any legal requirements to retain certain records.
8. Security
We use reasonable measures to protect your information, but no method of transmission or storage over the internet is completely secure.
9. Changes
We may update this policy from time to time. The date above shows when it was last changed.
10. Contact
Email: kritagyacapital@gmail.com · Phone: +91 7276207307