Kritagya Capital helps established Pune MSMEs plan, structure and present term-funding requirements for machinery, expansion and larger projects before a lender is approached.
Check Your Eligibility (2 min) Request a Callback WhatsApp UsA machine purchase, a new unit, a property-backed loan and a large project each need a different structure, tenure and security approach. Getting that right before applying is what improves the conversation with a lender.
Repaid through EMIs over an agreed tenure, usually linked to the asset being financed.
Funding for the next stage of growth, where a lender will look closely at the track record and the plan.
Business or personal property may be offered as security for larger or longer-tenure funding, subject to valuation and lender policy.
Where one product does not fit, a combination of term, working-capital and non-fund-based facilities may be considered.
Requirements vary by lender and product, but preparing these early saves time:
Every formal loan application shows up as a bureau enquiry on your credit profile. That is why the case is assessed and prepared before any lender is approached.
We understand your business, turnover, existing banking and the actual requirement.
Where the case looks suitable, we review financials, GST performance, obligations and banking conduct.
We identify the right structure, close documentation gaps and prepare the file to credit standards.
Relevant lenders are shortlisted after the review, and the case is discussed with the lender before formal login. It is never circulated blindly.
Where the engagement proceeds, we coordinate credit queries, clarifications and documentation. The final decision always rests with the lender.
Term funding for machinery and equipment, business expansion, property-backed business loans and structured finance for larger requirements. For day-to-day cash-flow needs, see our working capital and CC/OD advisory.
No. Kritagya Capital is an advisory firm. It does not lend from its own books and does not sanction or disburse loans. The lender makes every credit decision.
Our advisory is primarily designed for requirements of approximately ₹2 Cr and above for established businesses with turnover of ₹10 Cr+. Smaller requirements are generally better served by direct lender products.
Possibly. Depending on the profile and requirement, collateral-free, CGTMSE-supported or hybrid structures may be considered, subject to lender assessment. See our CGTMSE advisory.
Each formal application can appear as a bureau enquiry. That is why we assess and prepare the case first and approach only the lenders that actually fit, rather than applying everywhere.
There is no universal timeline. It depends on the case, lender, documentation, any financial clarifications, security and sanction conditions.
Tell us about the requirement and we will tell you whether and how we can help.
Primarily for established businesses in Pune district with annual turnover of ₹10 Cr+ and a funding requirement of ₹2 Cr+. A short initial review helps determine whether the requirement is suitable for further discussion before documents are requested.
Prefer to talk? Call or WhatsApp +91 7276207307 or +91 7391920446.